Why Choose to Pay Privately for Therapy?

While insurance can make therapy more accessible for some, it also comes with certain limits. Many people find that paying privately offers more flexibility, privacy, and control over their care. If you're looking for a more personalized and empowering therapy experience, here are a few reasons why private pay might be the right choice for you:

1. More Privacy
   When you pay privately, your therapy records stay between you and your therapist (unless they are required for court issues). Insurance companies often require a mental health diagnosis and access to treatment notes, which become part of your permanent medical record.

2. Freedom to Choose Your Therapist
   You’re not limited to a short list of in-network providers. You can choose a therapist who truly understands your experience and feels like the right fit—someone you can build real trust with.

3. No Required Diagnosis
   Insurance only covers therapy when there’s a diagnosable mental health condition. If you’re seeking support for stress, life transitions, self-discovery, or personal growth, private pay allows you to explore these areas without needing a formal diagnosis. Even when you have an official diagnosis, we are not limited to treatment for that diagnosis.

4. More Control Over Your Care
   You and your therapist get to decide what your therapy looks like—from the frequency and length of sessions to the approaches used—without needing approval from a third party. We have a lot of freedom.

5. Access to Specialized Support
   Many therapists who work outside of insurance offer care that’s tailored to specific needs, like trauma recovery, neurodivergent experiences, identity work, or support for highly sensitive women.

6. No Insurance Delays or Paperwork
   There's no waiting for coverage approval, no claims to file, and no surprise denials. That means less stress and more space to focus on your healing.

7. More Flexible Options
   Private pay allows for greater creativity in how therapy is delivered—like longer sessions, walk-and-talk therapy, or coaching-style support—that typically aren't covered by insurance.

Ready to Get Started?

If you’re looking for a more personalized and flexible therapy experience, I’d love to help. You can book a free consultation to see if we’re a good fit and talk about what support could look like for you.